Dato’ Abu Ubaidah Kemin
(Founder & President)

Dato’ Abu Ubaidah Kemin is the founder and President of BankWaqf International in 2017. Dato’ believes a holistic Waqf system is the authentic Muslim economical and financial systems. Dato’ holds the value “Grow, Earn, and Charity”. He is also as Founder of WaqfCoin Digital Platform as a medium of acceleration Waqf Funds with investments features and Co-Founder iWAQF and appointed as Treasurer.

Dato’ graduated from International Islamic University Pakistan in Islamabad, Pakistan in Bachelor Degree in Da’wah Studies. Then, Dato’ graduated from International Islamic University Malaysia in Kuala Lumpur, Malaysia.

Dato’ Abu Ubaidah is also the Founding Chairman and the Founding President for a number of organizations, namely Chairman & CEO of Al-Akhyar Educations Group Sdn. Bhd., Chairman of Maahad Tahfiz al-Akhyar, Founder & Chairman of Al-Akhyar International Foundation, President and Founder of TDA Malaysia, Member of Committee (Economy Division) of Al-Quran Tahfiz Schools Association (PERMATA Al-Quran), Cooperative Board Member of Al-Quran Tahfiz Schools Association Cooperative (KOPERMATA), and Member of Board at Malaysia Bumiputra Manufacturing & Industry Services Association that based in MATRADE Exhibition and Convention Centre.

He strongly encourages muslims all over the world to engage in business in an islamic way and by establishing the little-known but powerful bankwaqf in various muslim communities, alhamdulillah.

Bankwaqf International holds the principle that waqf property should be nourished, so the value continuously reaches the benefits for all, prolonged and widened even after we leave this world.

The most efficient way to raise waqf and develop the value of waqf is through business activities and bankwaqf international as mediator between investors and businesses.

Prof. Dato’ Dr. Ahamed Kameel Mydin Meera
(Co-Founder & Vice President)

Prof. Dato’ Dr. Ahamed Kameel Mydin Meera obtained a magna cum laude Ph.D. degree (Finance) from the University of North Texas, Denton, Texas, U.S.A. in 1996.  His undergraduate and Masters Degrees were in Economics, from the International Islamic University Malaysia.  His wide areas of interest and expertise include Finance, Islamic Banking, Financial Markets, Investment Analysis, Macro-Economics, Economics of Social Issues and Quantitative Methods.  He has extensive experience in teaching, training, consulting and research in the above areas.  His works have been published in reputed local and international journals.  He is known for his writings on the concept of money and payment systems, particularly the importance of gold-backing of currencies; the gold dinar in the case of Islamic economics.  He is also the founding Chairman of the Movement of Monetary Justice Malaysia (MMJ) that strives to bring about the needed monetary reform in Malaysia and elsewhere in order to bring about inclusiveness, fairness, stability and sustainable socio-economic development.

Currently Prof. Ahamed Kameel Mydin Meera is the Vice-President of WAQAFA International Sdn. Bhd. which is dedicated to the promotion of Ubaid Waqf Economy Model, which a unique way of utilizing waqf to empower businesses and individuals in the economy.  Prof Ahamed Kameel opines that this model will enable Muslims to achieve that pristine Islamic Economic system that has been the desire of Muslim since the Islamic revival that began in the late 1960s.    He is also an adviser to Z Consulting Group Sdn. Bhd. (ZCG), based in Kuala Lumpur, which is an independent provider of multidisciplinary research, analysis and consultancy in Inclusive Wealth and Sustainable Socio-Economic Development.  ZCG works with clients to research, develop, implement and evaluate public policies, projects and private initiatives from the Inclusive Wealth perspective.   Prof. Ahamed Kameel Mydin Meera is the author of the books The Islamic Gold Dinar and The Theft of Nations, both published by Pelanduk Publications and Real Money published by the International Islamic University Malaysia.

Prof. Ahamed Kameel Mydin Meera had also served as the Dean, Centre for Postgraduate Studies and Dean of the Institute of Islamic Banking and Finance, International Islamic University Malaysia. 

Dr. Razali Bin Othman
(Waqf Advisory)

Over thirty years of various organisational experience in effective leading, managing and supervising at various levels, with multiple success in establishing new departments and agency for UPM and Ministry of Transport, Malaysia. Razali is a Director of Centre for Management of Wakaf, Zakat and Endowment, UPM. Under Centre of Management for Wakaf, Zakat and Endowment (WAZAN), he successfully collected more than one million-ringgit (RM1mil) over a period of only one (1) month, through innovative management of counter service for zakat collection in December 2018.

WAZAN’s Model has been referred to and benchmarked by various local and foreign organizations as an example of effective and successful model for waqf, zakat, endowment and giving management. Amongst them are the twenty public universities in Malaysia, Majlis Daerah Hulu Selangor (MDHS), Yayasan Ibnu Hayyan, Universitas Air Langga, Indonesia and Universititas Muhamadiah, Medan, Indonesia.

Mohd Hisham Jaafar
(Life Coach. Entrepreneurial Coach. HRD Coach & SEFT Therapist.)

He was born in Johor Bahru and lived in Kulai, Johor for the past 22 years. His first job was with MOCCIS Trading a cooperative located in Damansara where under the coach YBhg Tun Arshad Ayub, Chairman of this cooperative.

He then continued his studies and graduated from ADBS Human resource management at UiTM Shah Alam in 1994. He then served as the Head of the distance learning unit specifically handling professional courses such as ICSA and CACA at IPPJ, Johor Corporation.

His interest in handling human resources made him further his studies in the master’s degree in Human Resource Development and graduated in 2004. Currently he leads 2 companies namely Coldwind M&E Sdn Bhd (Mechanical Engineering) and ABK Resources Sdn Bhd. Accounting & Taxation Company.

He used to be a part-time lecturer at the Open university and also a board member of IMAN ELC Sdn Bhd (Baby Care / Kindergarten) and Hidayah Education Center (integrated school) in Johor with more than 1500 students.

The surge in his profession when he operated the GEMS (Graduate Employability Management Scheme) program throughout Malaysia and became the Head of branch operations. Indirectly he conducts certain courses and branch operations.

At this time he is conducting certain courses under the consultants in kuala lumpur independently. He has his own business venture which is the manufacture of herbal juices based on raw Tualang honey and selected herbs namely JUS ASA 121.

His specializations more on training needs analysis, training design, Human capital & organizational development, workshop design, training presentation and human resource management. He is registered as qualified trainer under HRDF (Human Resource Development Fund)  and a member of Malaysia Human Resource Management (MHRM).

His personality type is helper. He needs to love and feel loved. He is the most trustworthy of all types and his naturally helping others. His fear being appreciated and he often overcompensate by giving more of himself. He is naturally humble and his thrive on others noticing his good deeds. All he needs is a little appreciation and his potential to helps others is endless. He is a natural saint with deep emotional intelligence. He also tried to see the good in every situation. Nothing can scare him despite having gone through various experiences over the years. He just stood firm and went on living. His confidence never wavered.


A dynamic and competent professional with over 25 years in the legal arena specialising on policies and compliances in a wide range of associated matters. Spearheaded startups in the Halal E- commerce and Waqaf Blockchain space. Possess solid interpersonal and communications skill in building key alliances and partnerships, having dealt with a diversity of individuals and corporate entities. Highly organized and dedicated with a positive attitude.

2018- 2020 : Finterra Technologies Sdn. Bhd. Position: Business Director (Waqf Blockchain)
Reported to the CEO and led the Business Development, Sales, Marketing and Research team in the empowering the community with Islamic Social Financing, viz Waqf Administration, Management & Development in establishing alliances and collaboration with Islamic Councils, NGOs and Financial Institutions in Malaysia, Qatar, Oman, Morocco, Turkey, India, Saudi Arabia, South Africa, Thailand aligning with the United Nation’s Sustainable Development Goals and Malaysia’s Shared Prosperity Vision 2030. Advise on compliances and legal matters.

Keynote Speaker, Facilitator and Presenter at Conferences, Forums, Workshops and Seminars in Malaysia, Qatar, Oman, Morocco and Thailand on Fintech, Blockchain, Islamic Social Financing and Sustainability matters.
2014 – 2018 : Zilzar Group Sdn. Bhd.
Position: Director & Vice President, Legal Affairs & Compliance

Reported to the CEO and BOD in providing accurate and practical advice to the Group and subsidiaries on all legal aspects relating to Halal E-commerce products and services.
Cultivated and developed conducive workplace environment and leadership through weekly pep talks.

Moderator at the 2015 World Islamic Economic Forum (WIEF) on ‘E- Commerce and its challenges’.
Director of Foundation in the Corporate Social Responsibility (CSR) for Zilzar.

1995-2014 : Messrs Saif Ariff & Rohaizat Position: Founder & Senior Legal Consultant
Litigated in all courts primarily in Civil, Criminal, Corporate and Syariah matters.

Legal Advisor to Banks, Group of Companies, Foundations, Associations and Societies.
Drafted the Constitution for ‘Majlis Orang-orang Besar DiRaja Kelantan’.

Well versed in legal documentations, vetting and opinion writing.
2003-2006 : PERKIM Position: Secretary General

Reported directly to the President at the National and State levels implementing and revitalizing and rejuvenating activities and policies.

Planned, implemented and deployed collaterals through multi-lingual pamphlets for Masjid Tour Program currently distributed in 13 Masjids in Malaysia.

Keynote speaker at Regional Islamic Da’wah Council of Southeast Asia & the Pacific (RISEAP) and Al Hidayah new Muslims programs.

Speaker at the Organisation of Islamic Cooperation (OIC) conference in Libya

Revamped PERKIM’s Waqf State lands for development to benefit the funding of activities.
Introduced a blueprint syllabus and curriculum for religious classes.